Introducing Ernesto Cruz, the passionate owner of ECR CREDIT PRO. Born and raised in Arizona, Ernesto is not only dedicated to his work but also to his community. With over 15 years of experience in customer service and a decade in the financial industry, he brings a wealth of knowledge to the table.
Ernesto’s love for spending time with family and friends is only matched by his commitment to helping those around him. He takes immense pride in sharing his extensive credit knowledge and consumer law expertise to empower his community.
With a heart for service and a strong foundation in finance, Ernesto Cruz is the driving force behind ECR CREDIT PRO, making a positive impact on the lives of those he serves.
ECR Credit Pro is a financial counseling firm that is independently owned. But we are not your average financial company, we are so much more.
We can create an individual plan just for you, tailored to your needs, financial goals, and budget, all while considering your lifestyle and financial agenda. We work together with you. Our contribution is focused on you, your financial problems, and your determination to make a significant difference in your finances. We prefer to inspire and encourage you to embark on a substantial, long-term plan that will enable you to meet your financial objectives. We spend time getting to know you as a person, what caused your financial difficulties, and we listen without passing judgment while guiding you to self-sufficiency.
We believe you should keep more of your money. and we stand by that by offering services to assist you in doing so. We help you determine your worth.
Our prices are reasonable and competitive. There are no hidden fees. Any unanticipated or unexpected expenses must be pre-approved by you. That's how we'd like to be treated, and it's how our customers are treated.
We have highly trained and experienced financial advisors who have earned the necessary degrees or certifications.
Check your credit report for errors and outdated information.
Challenge inaccurate items with the credit bureaus for removal.
Lower credit utilization by paying down outstanding balances.
Establish positive payment history with responsible credit use.
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(928)315-2317
Our goal is to optimize your finances by providing you with the knowledge and advice to make decisions towards your healthy financial future. No matter your financial situation we can help you move in the right direction.