Credit Wellness Check

Think of us as your credit doctors. We conduct comprehensive credit wellness checks, diagnosing issues, and prescribing effective solutions to enhance your credit profile.

We offer judgment-free credit  services. Regardless of your financial past, we focus on the future, helping you rebuild credit without judgment or prejudice.

Meet The Owner

Ernesto Cruz

Introducing Ernesto Cruz, the passionate owner of ECR CREDIT PRO. Born and raised in Arizona, Ernesto is not only dedicated to his work but also to his community. With over 15 years of experience in customer service and a decade in the financial industry, he brings a wealth of knowledge to the table.

Ernesto's love for spending time with family and friends is only matched by his commitment to helping those around him. He takes immense pride in sharing his extensive credit knowledge and consumer law expertise to empower his community.

With a heart for service and a strong foundation in finance, Ernesto Cruz is the driving force behind ECR CREDIT PRO, making a positive impact on the lives of those he serves.

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Who We Are

It's Not About Us, It's About You.

CREDIT PRO is a financial counseling firm that is independently owned. But we are not your average financial company, we are so much more.  

We can create an individual plan just for you, tailored to your needs, financial goals, and budget, all while considering your lifestyle and financial agenda. We work together with you. Our contribution is focused on you, your financial problems, and your determination to make a significant difference in your finances. We prefer to inspire and encourage you to embark on a substantial, long-term plan that will enable you to meet your financial objectives. We spend time getting to know you as a person, what caused your financial difficulties, and we listen without passing judgment while guiding you to self-sufficiency. 

How We Can Help You

Our Services

Credit clean up

Our credit clean up services help you repair and build your credit so you can regain control of your financial life.


Our budgeting services will assist you in creating a budget. We examine your bills and debt, eliminate unnecessary expenses.

Want Us To Help Determine
Your Worth?

Why Choose Us

Benefits Of Our Services

Our Motto

We believe you should keep more of your money. and we stand by that by offering services to assist you in doing so. We help you determine your worth.

Affortable Prices

Our prices are reasonable and competitive. There are no hidden fees. Any unanticipated or unexpected expenses must be pre-approved by you. That's how we'd like to be treated, and it's how our customers are treated.

Our Background

We have highly trained and experienced financial advisors who have earned the necessary degrees or certifications.

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Frequently Asked Questions

Yes, we are licensed. Our team is certified, with degrees in Business, Accounting, and Finance. CREDIT PRO is also a Limited Liability Company (LLC).

No, we provide a variety of pricing options. You can choose between monthly and annual payments based on your needs. Our Credit Repair packages are always on a month-to-month basis. However, depending on the service, we offer one-time services, monthly payment services, or installment plans.

Yes! We offer a free credit audit during the 7-day trial period. If you do not cancel your Membership after it has expired, you will be charged the package's initial set-up fee. The Will & Trust Service will also go through a trial period. All other services are not subject to a trial period.

CREDIT PRO, like others in the industry, must bill customers in accordance with the laws and regulations enacted by tax authorities and regulatory agencies, including federal, state, and local regulators. Taxes will be accessed.

We do not accept verbal cancellations. To cancel a membership or service, please email us at or use our website's contact form.

A concierge service supplies personal aid or any other service such as lifestyle management, household management, transportation, travel, and vacation planning, among other things. These services are working to supply some higher-end services for clients at a reasonable cost, which can range from uploading your FSA/HRA supporting documents to price comparing a shopping item and more.

We will never, ever sell your personal information. Any information shared with us is strictly confidential, and only authorized personnel have access to the database. All personnel are subjected to background checks. Furthermore, we employ stringent information handling and technology practices that are designed with your safety in mind. Because we value your trust, we keep all personal information confidential, secure, and stored in reputable software.

Absolutely. We never store your credit card information and only use it for purchases. Furthermore, all credit card purchases are processed through a secure gateway that employs powerful Secure Sockets Layer (SSL) encryption technology and Private Communication Technology (PCT) security standards that are supported by Internet Explorer, Firefox, Chrome, Safari, and other popular browsers. SSL encrypts your credit card number, name, address, and phone number before they travel over the Internet, and the secure site never stores or records this information.


Clients Success

Within the first 80 days I receive score increasing results. The customer service was Great!! Being able to access my status and receive updates on my progress was extremely helpful... Definite referrals coming. I can honestly say I am happier and more confident when I go out and purchase a new house.

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Jay Sanders

Thanks to CREDIT PRO, I was able to build my credit from scratch and develop an understanding of the credit system, which led to getting approved for multiple credit cards. They provided me with invaluable guidance and support, and now I'm working on securing funding for my new LLC.

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Andrei Chirkov

The team at CREDIT PRO truly care about helping their clients achieve financial success. Thanks to their guidance, I was able to go from a 512 credit score to a 720, get my dream car, and start the process of building a brighter future for myself and my family. I'm very happy using their services.

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Willis M.

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    Mailing Address Po Box 3376 Somerton AZ 85350

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